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INSURANCE

There are a lot of insurance providers here and many stories of good and bad experiences. Generally it is much less common here for people to insure buildings or contents than it is in the UK.  

Make sure you take all your documents along to any insurance broker, and be clear about whether your cover includes outbuildings, boundary walls, if there's an excess to pay etc.

I've never personally made a claim but I believe for contents claims, insurers like to see receipts for purchases.

Here are the names of some insurance companies along with links to their websites.

UNIQA

ALLIANZ

SDI

DZI

You'll also find many offices who deal with multiple insurance providers.  The key word to look for is ЗАСТРАХОВКА - insurance.

As an example. In 2017 I paid 138 levs. This was for 90sq/m property plus 21sq/m outbuilding. 84,000 levs buildings cover, 22,000 levs contents cover. It also includes cover for emergency call out and repairs (140 euros labour and 20 euros materials) and cover for up to 7 nights emergency accommodation. Hopefully this is all just for peace of mind, and I never need to make an actual claim!

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